1. Purpose of This Policy

    This Cookie Policy explains how cookies and similar technologies are used on the website operated by Folio Financial Solutions Pte. Ltd. and how users can manage their preferences. Cookies help ensure the website operates securely, efficiently, and in line with user expectations.

  2. What Cookies Are

    Cookies are small data files placed on your device when you visit a website. They allow the website to recognise your device, maintain secure sessions, and support core functionality.

  3. How Cookies Are Used

    Cookies are used for purposes including:

    • Maintaining website security and stability
    • Supporting basic functionality and navigation
    • Understanding general website performance
    • Improving usability where permitted
  4. Cookies and Personal Information

    In some cases, cookies may be used together with other data to identify users or distinguish individual sessions. Where this occurs, such cookies may be considered personal information under applicable data protection laws and are handled accordingly.

  5. Types of Cookies Used
    • Essential Cookies — Required for website operation, security, and access control. These cookies cannot be disabled.
    • Performance Cookies — Used to monitor general reliability and technical performance through aggregated data.
    • Functionality Cookies — Allow the website to remember optional settings that improve usability during a visit.
    • Analytical Cookies — Support analysis of how the website is used over time so improvements can be made.
    • Cookies Under Review — Cookies temporarily active while their purpose, necessity, and retention period are assessed.
  6. Consent and Control

    Except for essential cookies, cookies are used based on user consent. Users have full control over how and when cookies are collected and may manage their preferences at any time through the website’s cookie management tools.

  7. Cookie Retention

    Cookies are stored for different durations depending on their function. Retention periods are reviewed regularly and limited to what is reasonably necessary.

  8. Policy Updates

    This Cookie Policy may be updated to reflect changes in technology, law, or website functionality. Updates will be published on this page.

  9. Contact